Proudly Providing Professional Service with a Personal Touch

Alliance Insurance Services, Inc. specializes in providing insurance solutions designed to meet and exceed your expectations with the highest standard of excellence.

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Specialized Insurance Coverage

At Alliance Insurance Services, Inc., we know that your time is valuable – therefore the most important promise we give you is that you will receive the best service in the DC area! We offer comprehensive insurance solutions tailored for your specific individual or business needs.

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Insurance Solutions

Alliance Insurance Services, Inc. offers personal insurance and business insurance.

Personal Insurance

Our goal is to protect you from the unexpected through top quality insurance coverage that works for your needs.

Business Insurance

We’ll thoroughly assess your business and situation to develop creative, cost-effective solutions that fit your needs.

About Alliance Insurance Services, Inc.

“We will partner with superior insurance companies and employees so that we may give our clients professional service with a personal touch that exceeds their expectations.”

Alliance Insurance Services was formed in 1986 by Joan L. Dore’, Certified Insurance Counselor (CIC), who had been in the insurance business since 1978. Since that time the agency, which is located a few blocks from the White House in downtown Washington DC, has grown to insure thousands of individuals and hundreds of businesses in the metropolitan area. We celebrated Joan’s retirement from the industry and Alliance in January of 2011.

All of our employees have a commitment to maintaining a high standard of excellence in all that they do and above all to establish a firm relationship of mutual trust with our clients. At Alliance Insurance Services, Inc. we know that your time is valuable – therefore the most important promise we give you is that you will receive the best service in the DC area! This is not an empty promise – we have thousands of satisfied clients to prove it.

So if you want professional service with a personal touch, email or call us today.

About Our Agency
Washington, DC Office

1660 L Street NW #210
Washington, DC 20036

Proudly serving thousands of clients throughout Washington, DC, Maryland and Virginia.

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Hear From Our Satisfied Customers

We are committed to maintaining a high standard of excellence in all that we do. Don’t take our word for it, see what our thousands of satisfied clients have to say.

I highly recommend Alliance Insurance as Ken and Patti were simply outstanding! We look forward to working with them for all of our future commercial insurance needs.

Shawntia M.Washington, DC

I was very impressed with the fast, friendly and efficient service I received from Alliance and would definitely recommend them to any small business looking to get affordable insurance coverage quickly.

Mike J.Washington, DC

I engaged many brokers before going with Alliance but chose them because their service was far and away better in quality than everyone else I spoke to across the DC area.

Aaron S.Washington, DC

Specializing In Charter School Insurance

Explore our interactive graphics and learn about your unique risks and the related insurance solutions.

Personal InsuranceBusiness Insurance
School

Business Interruption

Risk Factor

What would you do if a fire impacted the operation of your school? Or what if a pipe bursting caused a system outage? These and other events can destroy your ability to teach or hold class, and may require an alternative location. Public, private, and charter schools need protection not only to the building facility and property within the school, but also the business of running the school.

Solution

It is critical you protect the school with business income and extra expense coverage to ensure your school facility and the things you use to operate your school can be put back into place quickly or in an alternate location. Business income insurance also helps cover the loss of income when you cannot run the school because of covered property damage.

Business Personal Property

Risk Factor

Fire, weather, burst pipes, and other losses are frequent for schools given the large amount of physical space required to operate. These losses can cause significant damage to the school’s business personal property.

Solution

Business personal property coverage allows the school to replace property that has been damaged or destroyed by a covered cause of a loss. For a school, this may include property like desks, chairs, tables, books, materials, and supplies.

Building

Risk Factor

Is your school subject to wind, rain, hailstorms, hurricanes, blizzards, or other weather events? These situations can cause significant damage to a school building or roof, not to mention the dangers that lurk within like a burst pipe or cafeteria grease fire.

Solution

Building coverage protects the permanent school structure from most weather perils, burst pipes, a fire, and other losses.

General Liability

Risk Factor

A visitor walking into the school slips and falls, a teacher or employee causes damage to a student’s property, and even certain claims of slander all pose a real risk to your school.

Solution

General liability insurance is a necessity for any business. It provides broad coverage when you are deemed liable and will pay to defend lawsuits alleging injuries or property damage which occurred as the result of your school operations.

Abuse and Molestation

Risk Factor

There are hundreds of reports each year of children being sexually abused by teachers, coaches, and volunteers. Countless more are abused without any report being made.

Solution

Obtain the proper abuse and molestation coverage to protect the school in the event an allegation arises. In addition, consider having a written document to address how to prevent sexual abuse from happening and what to do in the event of an allegation.

Business Auto Liability

Risk Factor

School volunteers and employees often use personal vehicles to do work for the school.

Solution

Make sure to add hired and non-owned auto coverage to the school’s insurance policy to cover this exposure. Also, check the motor vehicle records of anyone who transports students.

Educator’s Legal Liability

Risk Factor

Officers, directors, and board members are exposed to increased factors and can be held accountable for acts that claim negligence in the performance of their duties including discrimination, harassment, wrongful termination of employees, inefficient administration or supervision, waste of assets, misleading reports, and other misrepresentations.

Solution

Educator’s legal liability insurance protects the decision-makers of the school from lawsuits and claims. Instead of suing the individuals directly, the lawsuit would be defended by the school’s ELL policy. Most people who serve on a board in a volunteer capacity should demand this coverage before serving.

Cyber Liability

Risk Factor

The internet has spun a whole new web of liability exposures. E-commerce, social networking, cloud storage, and other technologies bring great benefits to all businesses. But with these benefits also come challenges, including protection of privacy, data, and financial information of your employees and students.

Solution

Cyber liability coverage covers unauthorized access to electronic data or software within your network. It also provides coverage for spreading a virus, computer theft, extortion, or any unintentional act, mistake, error, or omission made by an employee. This coverage is quickly becoming more and more important as you embrace technology to help run your school.

Workers’ Compensation

Risk Factor

If one of your employees receives an injury or becomes ill due to a work-related occurrence, you are required by law to have the proper coverage in place.

Solution

State disability and workers' compensation protects your employees should a job-related injury or sickness occur during their course of employment. This coverage is required by law, so be sure you have it.

Umbrella

Risk Factor

What happens when your school faces a large liability loss that exceeds the basic limit of your standard policy?

Solution

A commercial umbrella policy provides high limits of insurance, typically between $2,000,000 and $10,000,000. Coverage is extended over your general liability insurance, workers' compensation, business auto, and directors and officer’s liability coverage. It provides a great safety net and helps ensure your school is well protected.

School Security

Risk Factor

Security in schools is becoming a larger issue as attacks have increased in recent years.

Solution

Every school should have a security plan. This plan should detail where students go in the event of an emergency, which entrances are open during school hours, who should contact the authorities, how to spot someone who may pose a security risk and how to react to someone who is trying to cause harm to the students and faculty.

Crime / Employee Dishonesty

Risk Factor

School fundraisers may raise a large amount of cash, or a number of administrators/teachers may have access to a school credit card/account numbers.

Solution

Crime coverage can provide coverage against cash stolen on or off the premises, and can ensure that the groups within the school raising the money aren’t left in the dark if a cash box goes missing. Employee dishonesty coverage can help protect against a staff member’s scheme to steal money from the school or district.

Crisis Response

Risk Factor

Violent acts by students are, thankfully, infrequent on the whole, but they do happen. Violent acts are often excluded in one’s general liability policy. If not dealt with promptly, these can affect the school’s reputation and, if a private school, the bottom line.

Solution

Crisis response coverage can provide reimbursement for services like crisis management, public relations guidance, and counseling services to help staff, students, and families grieve.

Other Insurance Specialties

Technology Firms
Real Estate
Non-Profits
Insurance Specialty Focus

Special Event Insurance

The stress and cost of organizing a special event is tough enough. The last thing you need to worry about is the financial risk you could face if something were to go wrong! Special event insurance removes this burden and allows you to focus on the event.

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  • Coverage will not be bound or changed until confirmed by a licensed agent.
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